Muslim family spending time together at home

Islamic Estate Planning

Financial strategies that align with Islamic law, also known as Syariah, to preserve, protect and distribute your assets according to your wishes upon your demise.

Planning partneras-Salihin Trustee Berhad

Wasiat writing

Record your intentions clearly

A Wasiat is a declaration made during a person’s lifetime concerning property or beneficial interests, to be carried out after death for charity or other purposes permitted by Islamic law.

Distribution of assets without a Wasiat

Without a Wasiat, a Muslim’s assets will be divided among their heirs according to Faraid, the Islamic law of inheritance.

Benefit of writing a Wasiat

Islam permits a Muslim to bequeath up to one-third of their assets through a Wasiat to loved ones who are not entitled under Faraid, including non-Muslims, or for charitable purposes in accordance with Syariah.

Family sharing time together at home

Importance of Wasiat under Malaysian law

How the estate process differs

Intestacy (without a Wasiat)

Flow chart showing estate administration without a Wasiat
  1. Assets are frozen.
  2. An application is made for Letters of Administration and a Sijil Faraid.
  3. An administrator must be identified and beneficiaries provide written consent.
  4. The administrator is appointed and surety requirements are addressed.
  5. Letters of Administration are granted and the assets can be released.

Testacy (with a Wasiat)

Flow chart showing estate administration with a Wasiat
  1. Assets are frozen.
  2. The named executor applies for a Grant of Probate and a Sijil Faraid.
  3. Probate is granted and the assets can be released.

Source archive

Newspaper highlights

These archived clippings discuss Malaysian inheritance, Faraid, Wasiat, hibah, trusts and harta sepencarian. The complete original clippings are shown below.

Newspaper clipping: Heirs need not lose out. The Star article discussing Faraid, family settlement, Wasiat, hibah and ways of providing for heirs.
Newspaper clipping: Trustee firm: Housewife can still claim for joint assets. Article continuation discussing harta sepencarian before the remaining estate is distributed under Faraid.
Newspaper clipping: Seeking a just and fair share for all. The Star, 4 April 2010. A report on women, inheritance and differing circumstances under Faraid.
Newspaper clipping: A wife’s rights to hubby’s assets. A report explaining that Muslim women may claim harta sepencarian in addition to their Faraid entitlement.
Newspaper clipping: Numerous ways to provide for the women. Article continuation discussing hibah, trust funds, insurance policies and EPF savings.
Newspaper clipping: A fair solution. Article continuation discussing family settlement, the one-third Wasiat rule, hibah and trust funds.
Newspaper clipping: The Syariah is there to serve the cause of justice. Article continuation discussing schools of Islamic jurisprudence, RADD and Baitul Mal.
Family enjoying time togetherFamily taking a photograph together

Take the next step

Have you written your Wasiat?

Wasiat writing is essential for people with assets, family members and liabilities. It should be completed while you are of sound mind and healthy.

We specialise in Islamic estate planning and can help you prepare a Wasiat around your needs and Islamic law.

“It is not permissible for any Muslim who has something to bequeath to stay for two nights without having his Last Will and Testament written and kept ready with him.”

Prophet Muhammad S.A.W., narrated by Abdullah bin Umar

You have the right to decide who will manage your estate and how it will be distributed after your departure.

Contact us